Earthquakes shake insurance
As a result of the recent Kaikoura earthquake, aftershocks and a heightened risk of more seismic activity, New Zealand’s major…
Insurance
Retentions – bond or trust?
Retentions are often a source of headaches for those working in the construction industry – but did you know that…
Insurance cover exclusions
Deciding what insurance cover exclusions are relevant to include in the Prescribed Disclosure Information before building can be a convoluted…
Don’t let bad debt drag you down
Bad debt is a killer for businesses, particularly in the construction industry, which has a high liquidation rate. Here’s some…
Getting vehicle insurance right
If there’s one asset a builder will always have insured, it’s their work vehicle – and it’s important you have…
Liability insurance claims
It’s fair to say that when something goes wrong, how well your insurer responds can be the difference between a…
Understanding guarantees
Are professional organisations that require builders to offer ten-year guarantees pre-empting the government, or should builders and homeowners still have…
Managing business risk – Personal/Family
In our final article in the four-part series on managing risk for trade businesses, we focus on the risk of…
Managing business risk – Financial
Last month, we discussed the liability risks your business faces and how best to manage them. In our third article…
Managing business risk – Liability
Last month, we provided a simple framework to help you manage property risks in your business. In our second article…
Managing business risk – part 2
Last month, we provided a framework to help you evaluate the various risks facing your business, their likelihood and potential…
Managing business risk
Most business owners don’t really understand how to put strategies in place to manage, avoid or transfer risk. This article,…
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