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December 2017

Christmas checklist

17 Nov 2017, Insurance

It’s easy to forget things when you’re thinking about Christmas and the holidays, as well as rushing to finish off projects for demanding customers – here are three summer reminders courtesy of Builtin

  1. Secure your sites before you go (and take your tools with you)

Sites are more vulnerable when they’re closed up for the holidays, as no one is there regularly and neighbours may also be away on holiday. Make sure your sites are as secure as possible and store your tools somewhere safe off site.

  1. Arrange travel insurance well before you leave

Don’t leave it to the last minute! You might not be able to get it at short notice and it’s even more difficult once you’ve started your trip. If you’re going overseas, don’t even think about leaving without it.

It’s well worth it compared to the cost of medical treatment, luggage loss or having to make alternative arrangements.

  1. Insure any new vehicles, boats, jet skis, caravans, motor homes etc before you drive them away

It may be the last thing on your mind, but it’s important to arrange insurance on any substantial purchases before you collect them. This includes notifying your insurer of items that must be separately listed on your contents policy.

Murphy’s Law says it’s in the small window between picking up the new car and arranging the insurance that an accident will happen! Also, ensure the registration and warrant are up to date and the vehicle is in a good condition to be used for holiday travel (tyre pressure OK, lights work, oil checked etc). And remember to check that your driver’s licence is current!

It may be the last thing on your mind, but it’s important to arrange insurance on any substantial purchases before you collect them. This includes notifying your insurer of items that must be separately listed on your contents policy.

Thieves are especially active over Christmas, so any expensive gifts should be insured too.

Builtin are New Zealand’s trade insurance experts. For more information visit www.builtininsurance.co.nz or contact Ben Rickard at ben@builtin.co.nz or 0800 BUILTIN.


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